Insurance company Geico has a long history and is well-known for offering a diverse range of insurance products at competitive prices. While you may continue enjoying the antics of Geico insurance, you may find it necessary to discontinue Geico insurance at some point. Here’s everything you need to know about canceling Geico insurance.
Geico Insurance may be canceled by simply making a phone call to Geico. The phone system is programmed to respond to your voice commands to route you to the appropriate person. You will be given a variety of questions, including what you want to do “terminate car coverage”, your date of birth, and the policy number. Your information will be directed to an operator who may cancel your Geico coverage after it is determined that you need to do so and your identity has been validated.
Canceling your Geico vehicle insurance is a simple process that takes just a few minutes and requires only a few steps. While every insurance carrier is unique, Geico offers a straightforward cancellation procedure that does not impose a penalty cost. Your Geico policy number must be readily available when you call to talk with a qualified representative to terminate your insurance.
Canceling Geico vehicle insurance is rather straightforward, whether you are motivated by a desire to locate a lower-cost auto insurance policy or by a desire to merge your car insurance with your non-Geico homeowner’s insurance. Below are other options for terminating your Geico insurance coverage.
Canceling Geico Insurance through Geico Website
You can also cancel your Geico insurance by logging into your online Geico insurance account using your credentials. The other option is to create a new account using your policy number, date of birth, and postal zip code, and then use that account to cancel your insurance.
Following that, you should choose the option to either add or remove a car. After that, you will be free to choose the car that you would want to remove and confirm your selection to complete the modifications. Once you have removed the car from your coverage, your Geico insurance will be terminated automatically.
Canceling GEICO Insurance Using the Geico App
It is also possible to download the Geico insurance app via the Google Play store for Android devices and from the iTunes store for Apple devices. Using the same credentials that you use to get into your account on the website, you may log into the app as easily. You may cancel Geico using your mobile app by following the steps listed below.
The first step is to open the application on your smartphone and then sign in to your account. You will then be asked to select a policy to manage, after which you should select the insurance you want to cancel. Thereafter, you may choose whether to remove a car or cancel your insurance coverage. Confirm your decision if you want to completely discontinue your insurance.
No matter the method you use to cancel your Geico insurance, having your policy number on hand will make the process move much more quickly and efficiently. Furthermore, before canceling your Geico insurance, be sure you have additional coverage for your car. If you are discovered driving without adequate insurance, you can face severe consequences such as fines and possibly prison time. The consequences may be considerably greater if you are involved in an accident while driving without proper insurance.
Will I Be Charged For Canceling Geico Insurance?
When you decide to terminate your insurance coverage with Geico, you will not be charged a cancellation fee. Once you’ve decided to cancel, the rest of the process is rather straightforward. You have the option of canceling your insurance at any moment, either immediately or at a later period in the future.
What to Consider Before Canceling Geico Insurance
Geico provides flexible options for several reasons that may lead you to wish to terminate your vehicle insurance policy with them. If you have recently relocated, changed your marital status, will not be driving for some time, simply cannot afford your vehicle insurance, or have discovered a more affordable car insurance coverage, you might consider exploring your choices with Geico. The company offers answers for all of the reasons stated above including if you are seeking for discounts to make your Geico auto insurance more affordable, or getting a lower cost. You may contact the company for help in exploring methods to tailor your insurance coverage to meet your specific requirements.
Before deciding to cancel your auto insurance policy, it is usually a good idea to conduct some research and look around for alternative options. Comparing various vehicle insurance plans and the benefits they provide is the most effective approach to determine if your present vehicle insurance is the appropriate choice for you. For those who believe they are paying more for vehicle insurance than they should, look into the aspects that contribute to the typical cost of car insurance and determine whether or not they are paying more than the average for their circumstances.
Will I Get a Refund?
The status of your insurance payments will determine whether you will get a refund or if you will make payments to Geico. If you meet certain requirements, you could be eligible for a refund. For instance, if you’ve already paid in full for your insurance, Geico will provide a refund for the amount of the premium that has been left unused.
If you are up to date on all of your payments, probably, you won’t owe Geico any money. If, on the other hand, you are overdue on any payments or have just added another car to your insurance, you will be forced to pay the outstanding sum in full before your policy may be canceled.
If you are displeased with the service quality you have received, if you are moving to a different state, purchasing a new automobile or selling an old one, if you are having financial difficulties paying your insurance costs, or if a more affordable policy has been discovered, you may cancel your Geico auto insurance policy. Canceling Geico vehicle insurance is a straightforward procedure that does not need the payment of a cancellation fee.