Does Costco Take EBT (Everything You Need to Know About Electronic Benefits Transfer (EBT)

You are here:
Estimated reading time: 4 min

Many food stores now allow the use of EBT cards for grocery purchases. Costco is one of the biggest retailers that accept the usage of EBT cards for purchases. In this guide, I will explain how you can use your EBT card to make purchases at Costco.

EBT cards are generally accepted at the majority of Costco’s retail locations. However, while using EBT cards to make purchases at Costco, there are some things that one should be aware of since the SDA has placed certain limits on what products can and cannot be bought using EBT cards.

When you arrive at the Costco store, you may choose to speak with a salesperson before beginning your food shopping so that they may inform you whether or not that store accepts EBT cards. You may then continue to purchase things that are eligible for SNAP benefits from that point on. As soon as you get to the counter, you will just check out in the same manner as you would when using EBT cards.

How to Use EBT Card at Costco

Making purchases at Costco with your EBT card is a reasonably straightforward procedure. For those purchasing both groceries plus non-food products (such as home supplies, nappies, or medicines), be prepared to pay for all of the foods in your order before proceeding to pay for any other goods in your order. Here are the steps to use your EBT card:

  1. Swipe your EBT card at your POS once your cashier has rung up your items, and then enter your PIN.
  2. Inform your teller which account (SNAP or Cash) you would want your order to be charged to.
  3. If required, input your PIN on the POS screen to ensure that the charge was properly processed.
  4. If a supervisor believes that the EBT card is not in your name, they may require you to present a photo id to prove that you are the owner of the card.
  5. After you have completed your transaction, the amount of your transaction will be debited from your SNAP or Cash account.

Keeping a receipt is essential for ensuring that all information is accurate and for avoiding any overcharges. Your most updated balance will also be shown on your Costco receipt.


Food Products that are EBT-eligible at Costco

As previously stated, there are several SDA restrictions on the types of things that may be bought at Costco with an EBT card. For example, you may only be able to use your EBT card to buy food products that fall under the SNAP benefits category. This implies that only nutritional foods such as grains, vegetables, fruits, cereals, and other staples are available for purchase.

Certain things cannot be bought with EBT cards. This covers items that have been cooked or baked. You will not be able to use your EBT to purchase pizza, burgers, sushi, or hotdogs, among other items. Therefore, you will not be able to use your EBT card to buy these items. You will have to talk to Costco representatives directly if you want to learn more about which foods are acceptable for EBT payments.


How Can I Purchase EBT Non-eligible Items

If you used your EBT card to buy food goods that were not allowed, you may face several penalties. The government will not let you off the hook without taking action against you. Following this course of action, the following results are possible:

  • The first time an unlawful purchase is made, the account will be suspended for three months.
  • A one-year ban on making a second unlawful purchase is imposed.
  • A two-year penalty is levied for the third unlawful purchase made within a year.

These restrictions have been established by the federal government, and you must be aware of this fact. Costco complies with this policy in the same manner that it complies with all relevant state laws and regulations. There isn’t much anybody can do to make a difference in the circumstances.


Does Costco Online Allow You to Use Your EBT Card?


Costco does permit you to use your EBT card for transactions made online, but only for certain items. In other words, you will only be allowed to make purchases with your EBT cards at Costco locations that accept EBT payments. As a result, if you plan on making any online purchases, keep in mind that you will not be able to use EBT. You can keep up with the latest information on EBT use by visiting the Costco website regularly. But if you try to purchase via the Costco website, your EBT will not cover your expenditures.

With the EBT program, low-income families in desperate need get extraordinary help. Groceries may be purchased without the need to go into one’s savings account for those who get EBT payments. These government subsidies enable them to meet their basic needs and provide for their dependents as well as their own families as a consequence of them.

Although your EBT card cannot be used to pay for purchases made on the Costco website, you may use SNAP benefits to pay for food products picked up at a store or for delivery orders placed with other merchants such as Amazon. It’s crucial to remember that if you use your EBT card to pay for pickup or delivery, you may be required to pay extra service as well as delivery costs that might not be supported by your SNAP benefits.



Costco accepts a variety of payment methods, and they make it rather straightforward to meet all of the necessary standards. You may use EBT to buy specific items that are regarded as EBT or SNAP eligible. Currently, EBT Cards are not accepted as a means of payment on the Costco website. Costco also accepts a variety of payment options that you can use in case you have insufficient funds in your EBT account including cash, debit card, and credit card. Samsung pay, google pay, and apple pay. 

Was this article helpful?
Dislike 0
Views: 1